Ryan K. Vaughn

Climate Economist. Quant Manager. Dad. Surfer

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Carlsbad, CA

I’m a Director of Climate Risk in the P&C business at USAA, where I lead quantitative teams working across housing markets, climate risk, and insurance. I’m an economist at heart, with a career spanning Freddie Mac, Jupiter Intelligence, and Bank of America. My comparative advantage is thinking like a teacher — I turn complex data about mortgages, catastrophes, and climate science into easy-to-follow insights that actually matter.

When I’m not buried in the latest 100-page report about climate and the economy, you’ll find me in Carlsbad, CA, surfing or spending time with my family.